Credit History

Your credit history is a record of any debt or loan that you hold, held in the past, or for which you have applied. It also includes the credit limits of those debts, loans or debts guaranteed and your payment history. It is used by lenders as part of the decision making process when evaluating whether to extend new or additional credit to a borrower. Your credit history is compiled by Canada’s major credit bureaus: Equifax &TransUnion.

 

Special conditions apply. Rates subject to change.