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	<title>Jessi Johnson &#124; FIRST HOME INFO</title>
	<link>http://www.firsthomeinfo.ca/first-time-buyer</link>
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	<lastBuildDate>Wed, 28 Jul 2010 21:57:09 +0000</lastBuildDate>
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		<title>Episode 140 &#8211; Landlord advice</title>
		<description><![CDATA[Becoming a landlord is a respectable and big step. There are a number of tricks that will save you&#8230; www.firsthomeinfo.ca/blog

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I am always listening for your opinion so please feel free to comment below and check out my other blogs on this site. I am a Vancouver mortgage broker working with everyone from first home [...]]]></description>
		<link>http://www.firsthomeinfo.ca/first-time-buyer/2010/07/episode-140-landlord-advice/</link>
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		<title>Episode 139 &#8211; How to get around the new qualifying rate</title>
		<description><![CDATA[
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		<link>http://www.firsthomeinfo.ca/first-time-buyer/2010/07/episode-139-how-to-get-around-the-new-qualifying-rate/</link>
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		<title>Episode 138 &#8211; Sharad Khare</title>
		<description><![CDATA[
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		<link>http://www.firsthomeinfo.ca/first-time-buyer/2010/07/episode-138-sharad-khare/</link>
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		<title>Episode 137 &#8211; Ballistic Arts</title>
		<description><![CDATA[Under poor lighting I decided to record a video and give shouts out to  Ballistic Arts. These guys rock!

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		<link>http://www.firsthomeinfo.ca/first-time-buyer/2010/06/episode-137-ballistic-arts/</link>
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		<title>Episode 136 &#8211; New mortgage rules</title>
		<description><![CDATA[Jessi talks about the new mortgage rules scheduled to change April 19, 2010 and how they could affect you with regards to qualifying for a mortgage, refinancing and purchasing revenue properties.











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		<link>http://www.firsthomeinfo.ca/first-time-buyer/2010/06/episode-136-new-mortgage-rules/</link>
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		<title>Episode 135 &#8211; Jessi Johnson on Global TV</title>
		<description><![CDATA[Raising interest rates are a concern for many and the media has been following this in great detail. Check out my interview on Global and let me know where you think the rates are going&#8230;

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I am always listening for your opinion so please feel free to comment below and check out my other blogs [...]]]></description>
		<link>http://www.firsthomeinfo.ca/first-time-buyer/2010/06/episode-135-jessi-johnson-on-global-tv/</link>
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		<title>Presale purchase</title>
		<description><![CDATA[Purchasing presale is when you buy a property before it&#8217;s built. If you are planning on selling this property before completion to make a profit, than that would be a perfect example of buying on speculation.



Share and Enjoy:


	
	
	
	
	
	
	
	
	
	


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		<link>http://www.jessijohnson.ca/mortgage-broker/mortgage-terms-and-tricks/2010/03/presale-purchase/</link>
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		<title>Debt servicing ratios (GDS / TDS ratios)</title>
		<description><![CDATA[Debt servicing ratios are the ratios used to calculate debt owed by someone looking to obtain a mortgage.
Gross Debt Service Ratio (GDS): The percentage of the borrower’s income that is needed to make all payments for costs associated with housing. There is a maximum amount associated with this ratio to ensure that borrowers can afford [...]]]></description>
		<link>http://www.jessijohnson.ca/mortgage-broker/mortgage-terms-and-tricks/2010/03/debt-servicing-ratios-gds-tds-ratios/</link>
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		<title>Buying on speculation</title>
		<description><![CDATA[Certainly not the safest real estate investment concept but one that was been very successful for people in the past. Buying real estate on speculation essentially means you plan to make your capital (sale revenue) from the equity growth of the property, rather than obtaining a tenant and waiting for the years to pay off [...]]]></description>
		<link>http://www.jessijohnson.ca/mortgage-broker/mortgage-terms-and-tricks/2010/03/buying-on-speculation/</link>
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	<item>
		<title>High ratio mortgages</title>
		<description><![CDATA[


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		<link>http://www.jessijohnson.ca/mortgage-broker/uncategorized/2010/03/high-ratio-mortgages/</link>
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