Jessi Johnson | FIRST HOME INFO

Episode 140 – Landlord advice

Jessi — Sat, 24 Jul 2010 14:45:38 +0000

Becoming a landlord is a respectable and big step. There are a number of tricks that will save you… www.firsthomeinfo.ca/blog

I am always listening for your opinion so please feel free to comment below and check out my other blogs on this site. I am a Vancouver mortgage broker working with everyone from first home buyers to investors. At the same time I do my best to education the public on how to be more financially savvy over all. If you would like to learn more about mortgages and over all real estate, please check out www.jessijohnson.ca. To subscribe to my vblogs, please click here: www.firsthomeinfo.ca/blog

Episode 139 – How to get around the new qualifying rate

Jessi — Sat, 24 Jul 2010 14:34:17 +0000

Episode 138 – Sharad Khare

Jessi — Sat, 24 Jul 2010 05:37:29 +0000

Episode 137 – Ballistic Arts

Jessi — Tue, 29 Jun 2010 23:03:06 +0000

Under poor lighting I decided to record a video and give shouts out to Ballistic Arts. These guys rock!

Episode 136 – New mortgage rules

Jessi — Wed, 23 Jun 2010 16:49:09 +0000

Jessi talks about the new mortgage rules scheduled to change April 19, 2010 and how they could affect you with regards to qualifying for a mortgage, refinancing and purchasing revenue properties.

Episode 135 – Jessi Johnson on Global TV

Jessi — Sat, 19 Jun 2010 23:45:09 +0000

Raising interest rates are a concern for many and the media has been following this in great detail. Check out my interview on Global and let me know where you think the rates are going…

Presale purchase

Fri, 28 May 2010 16:19:06 +0000

Purchasing presale is when you buy a property before it’s built. If you are planning on selling this property before completion to make a profit, than that would be a perfect example of buying on speculation. Share and Enjoy:

Debt servicing ratios (GDS / TDS ratios)

Fri, 28 May 2010 16:19:06 +0000

Debt servicing ratios are the ratios used to calculate debt owed by someone looking to obtain a mortgage. Gross Debt Service Ratio (GDS): The percentage of the borrower’s income that is needed to make all payments for costs associated with housing. There is a maximum amount associated with this ratio to ensure that borrowers can afford [...]

Buying on speculation

Fri, 28 May 2010 16:19:06 +0000

Certainly not the safest real estate investment concept but one that was been very successful for people in the past. Buying real estate on speculation essentially means you plan to make your capital (sale revenue) from the equity growth of the property, rather than obtaining a tenant and waiting for the years to pay off [...]

High ratio mortgages

Fri, 28 May 2010 16:19:06 +0000

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