Episode 83 Transcript – 3.99% mortgage rate & new puppies

Good morning! This is Jessi Johnson live from his home office. Working from home this morning as you can tell by my hair and hoody. I’ll be real quick this morning and then I’ve got something really cool to show you. My blurp today is just on interest rates. Right now I can offer 3.99% believe it or not, on a 3 year fixed. I actually have access to prime plus half a point right now. Lately it’s been at about prime plus .8% and prime plus 1%. Now keep in mind it’s March 24th today, 2009. Depending on when you’re actually viewing this video, the rate might be gone. A lot of these rates right now, the new trend with lenders is, they offer quick close rates. So, 30 to 45 days if you have a live deal. What a live deal means is a refinance or you have a purchase contract in place, you’re about to remove subjects, whatever. No pre-approvals. A lot of these are also temporary where you have banks, I’m not going to say any names, they’ll put them out for five days, get too much business and then they pull the rate. You’ve got to jump on this stuff pretty quick. I’m at home. I own a house with my Mom and she has a few dogs to which she breeds. If you can tell by the sounds, they sound like guinea pigs, our dog Stella just had ten baby puppies. This is cute. We’ve got the other jealous one right here. I’ll keep you updated on the growth of the puppies. This is day 1, very cute. They’re feeding right now and we can’t disturb them. You can reach me at www.firsthomeinfo.ca or www.jessijohnson.ca. I wish you a very good day! Bye.