I met Vince Hartmann somewhere in the realm of social media this year and wanted to give him a should out. Vince has an organization geared towards sobriety awareness. Check out http://nationaldayofsobriety.ca when you have few seconds. Recently Vince road his bike across Canada to raise awareness for addiction and he certainly deserves some attention for his accomplishment.
Vince’s Mission Statement
Going green by riding my bicycle across Canada to promote a new statutory holiday February 3rd…”a National day of sobriety”….a day for families to heal from the loss of a loved one to addiction and a day to celebrate those lives who have turned around….a day of hope..all the while raising money for the Union Gospel Mission and its affiliates with the Keep em alive with $5 campaign.
While giving you a tour of the backyard of my Cloverdale house and accidental rated R puppy perversion, I briefly described the TSFA. The TSFA is a Tax Free Savings Account. Essentially any money you put into this account grows tax free. So when I first heard about this I thought, big deal, who cares about the whopping 0.3% you earn on your bank account. However when I looked further into this I learned that there are many uses for the TFSA. For example, I use my TFSA for stocks. One would only hope that eventually I would make a few good investments and make significant large gains. All the gains are tax free. My plan is to drop in about $5,000 each year, half will go to secure investments like Gold, etc. The rest will go to more riskier stuff or penny stocks. This way if I hit the jackpot I keep the gains, all of them. Remember to own your life and check me out at http://www.jessijohnson.ca/
While attending a wedding in Dallas Texas, we decided to go to Speed Zone and go drag racing. While in the car I felt compelled to briefly explain the key indicator predicting a change in the VRM (Variable Rate Mortgage). If you are curious, I came in second place. To give you a quick breakdown, the main key indicator of where the VRM is going would be inflation. A comfortable percentage for inflation is 2 percent. Once inflation exceeds this number the government will very commonly increase the over night lending rate (which effects the Prime rate) to curb inflation. If you have loans dictated by Prime, I would certainly pay attention to inflation. To find the current inflation rate, go to www.jessijohnson.ca and the rates are always posted there. As an alternative, you can navigate to the Bank of Canada’s website here: http://www.bankofcanada.ca/en/index.html
