During the USA display of fireworks for the Vancouver HSBC symphony of fire, Jessi speaks about current legislation which is up in the air. Out of the 3 high ratio insurance companies, 2 will discontinue $0 down & interest only mortgage. As well as tightening restrictions for low credit scores and removal of the 40 year Amortization. First home buyers typically use high ratio loans with larger amortizations. ENJOY THE SHOW!