As a Vancouver mortgage broker I am consistently looking for ways to work more efficiently. Microsoft Workspace Live greatly assists me in doing just that. Check out http://workspace.office.live.com and you will see what I mean. To give you a quick break down, Workspace Live allows you to easily share... [View Video]

First off, I am not a realtor but do get asked about this project very often. I am a Vancouver mortgage broker with excellent realtor connections and The Mark Vancouver has been a popular topic for my network. Would you like to learn more about what is soon to be Yaletown’s tallest building? A... [View Video]

Further to the basic concept of not over leveraging yourself, many first home buyers or investors forget to keep in mind that interest rates will likely be higher in 5 years. Please keep this in mind when making your next real estate purchase. We have been blessed over the past few years as a Vancouver... [View Video]

First home buyer? Refinancing or purchasing for investment and can’t decide on a fixed or VRM (variable rate mortgage)? In my opinion there are two things you should think about: 1. How well do you sleep at night? 2. Can you afford a rate increase of 3-5%? If you can afford such an increase, you... [View Video]

The concept of HST scares many people and I am asked about this all the time. That being said I put together a simplified version of how this will affect you. HST (Harmonized Sales Tax) is a new tax being introduced next year (2010) that will greatly affect real estate. Previously we were charged 5%... [View Video]

To many the concept of HST is an unknown subject, however it is not really that complicated. I recorded this video on an early morning in December the day I received my first road sign If you can get past the fact that I am half awake, a simple explanation for HST is there. Please also check out this... [View Video]

Here is your current mortgage interest rate update. Anyone sitting with a VRM (variable rate mortgage) or floating rate with Prime will find this useful. Otherwise those looking at a fixed rate will benefit with this basic information. The Bank of Canada is meeting this Tuesday December 8th, 2009. Most... [View Video]

If you need to look up contact details for someone online, check out www.123people.com. Here you can punch in someones first and last name, then it shows you any publicly available contact information. I filmed this while rehearsing my lines for the feature film Ecstasy. For details on the feature film... [View Video]

For some reason the majority of people continue to go to realtors first and brokers or the bank after. This is old-school thinking and it should be the other way around. Smart realtors these days won’t spend much time with a client until they are properly qualified. From the clients perspective,... [View Video]

I met Vince Hartmann somewhere in the realm of social media this year and wanted to give him a should out. Vince has an organization geared towards sobriety awareness. Check out http://nationaldayofsobriety.ca when you have few seconds. Recently Vince road his bike across Canada to raise awareness for... [View Video]

While giving you a tour of the backyard of my Cloverdale house and accidental rated R puppy perversion, I briefly described the TSFA. The TSFA is a Tax Free Savings Account. Essentially any money you put into this account grows tax free. So when I first heard about this I thought, big deal, who cares... [View Video]

While attending a wedding in Dallas Texas, we decided to go to Speed Zone and go drag racing. While in the car I felt compelled to briefly explain the key indicator predicting a change in the VRM (Variable Rate Mortgage). If you are curious, I came in second place. To give you a quick breakdown, the... [View Video]

A few of us decided to checkout a luxury car show at the Plaza in Vancouver and I figured it would be a good idea to introduce everyone to my good friend Mauricio Galvez. He is a high-end event coordinator for corporate / private events and wrap parties…. http://www.firsthomeinfo.ca  Read More →

One of the most common issues with first home buyers whom desire the ownership of a place to call their own is being financially handicapped. More specifically, coming up short on their down payment. Is this you? I suggest creating a forced savings account… http://www.firsthomeinfo.ca  Read More →

Are you self employed? If so you might want to consider setting up a forced savings account with your bank for revenue Canada. In the vblog, I also mention a cool new safety feature with debit cards…. http://www.firsthomeinfo.ca  Read More →

With our crazy busy schedules, planning the engagement shoot was harder than expected. While dressed up all pretty for Harris and Myra’s wedding, we decided to do our engagement shots. During this time, I brought up something that happened while in Turkey…. http://www.firsthomeinfo.ca  Read More →